http://www.mirefinance.me/mi-refinance/

Refinancing ..?
My boyfriend and I are trying to Refinance your home. We had to move in the state (MI) for his work, got a promotion. This research is not a good house sales and mortgage payments is ridiculous! And to make matters worse, their mortgage payments had been seriously delayed due to lack of time. He works about 80 hours per week, and always forgets to pay the mortgage … (His memory is not so great. If it does not work …) The interest rate remains …. and finally began to have in their accounts … and try to do everything in time. He recently spoke to a company in the refinancing and was told the rate will be reduced very important. But then called back saying that would be 5 months because of all arrears. We really need to save money, save the marriage, plus a different place than here. My question is … What can we do to speed things up … what companies could cross?
You probably have to wait. Late mortgage payments are a sort of kiss of death when trying to refinance or get a new mortgage, because it shows that you have a history of not paying on time. As larger firms are more inclined to lend, if you stop paying late. On the other hand, if the house was on the market that probably could not refinance anyway. Most, if not all generally require the property of not having been in business for at least 60 days every 90 days.
MI Refinance